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    Can I use the app just to effect payment?

    Yes, it is possible, depending on the merchant category.

    For food and beverage merchant, you can make payment at table by scanning the kiplePay QR Code provided. Merchant will receive your request and notify you on the amount to be paid. You can then proceed to make a payment via kiplePay as per steps aforementioned in question number 6.

    For merchants in the likes of a convenience store, you have the option to pay by scanning the merchant’s QR code after the merchant enters the payment amount OR the merchant can scan the user’s QR Code. 

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